For children, Christmas is an exciting and wondrous time. While this is true for many adults as well, Christmas can also be a stressful and financially testing time for those who have to accommodate its costs. The main issue associated with a modern Christmas is that while a family’s income remains the same, the levels of expenditure soar to incorporate the costs of presents, food and beverages. It is little wonder then that US divorce solicitors note the immediate aftermath of Christmas as their busiest time. Whether the financial burden of the holiday period has proved a stress too far, or an individual has simply postponed separation until Christmas has been enjoyed by their children, a large number of divorce proceedings are set in motion at the turn of a new year. Increased Cost and Incurred Debt While it is churlish to suggest that an increased bout of spending is solely responsible for separation and divorce, statistics do show that nearly 4 million US couples incurred debt through their Christmas expenditure in 2009. Prompted by a desire not to compromise on their children’s requests for the festive period, couples were forced to seek loans and credit card extensions to afford material items through the months of November or December. This increased expenditure however is not supported by inflated income, leaving couples facing increased debt and interest repayments that they can ill afford. This sudden and often vast debt can lead to conflict within a relationship, especially where issues between couples are already pertinent. The increased pressure of financial burden can prove as a trigger to effect unresolved tension and discord, resulting in short term separation and potentially divorce. It is well known that financial issues within a relationship stands as one of the most common reasons cited in divorce petitions throughout the US, and consumer spending makes a large proportion if the debt level currently experienced by American citizens. To avoid this, couples have a duty to spend responsibly and with care through the festive period. This not only prevents any debt related issues and burdens, but also teaches children a significant message about financial responsibility. By creating and implementing an economically realistic budget, then it is possible for a couple to develop financial awareness amongst themselves and their entire family unit. This doesn’t necessarily mean that children and loved ones have to go without, but actually allows parents and guardians to maximize their capital to purchase as much as is possible in terms of gifts and Christmas food. Making Christmas Happen Some couples also incur stress and conflict through the organization of Christmas, and the levels of work involved to create the desired atmosphere, especially for children and young adults. There are specific processes involved that can turn people into sceptics and make them dubious of the virtues of Christmas, especially once they have experienced the transition from child into responsible adult. The stress of this responsibility is shouldered entirely by the parents in a family unit, as it is their duty to create and manufacture the ethos of Christmas for their children and youngsters to enjoy. This burden can place a strain on relationships, most pertinently in instances where one parent carries more of the burden than the other. This issue may be easier to resolve where one person in the relationship works and the other is a primary carer to their children, but becomes a more complex and emotive problem when both parties work full time hours. Stressful and strenuous tasks such as Christmas shopping, gift wrapping and the preparation of food and necessary travel arrangements need to be shared equally within this type of relationship, and this harmony can only be achieved through compromise and communication. Teamwork and Responsible Spending Christmas, in an ideal world, would always stand as a symbol for enjoyment and mystique, and its values should not be relevant to children only. Its spirit is based on union and family bonds, and adults need to take time to appreciate this fact and devote their energies into making Christmas enjoyable for all involved, whether they are infants or a spouse or partner. Teamwork within a relationship a core fabric that binds families together, and is required to make Christmas the magical time that it is intended to be. By being methodical in implementing budgetary plans and by sharing their duties together and through discord, then a couple can enjoy an wonderful Christmas while spending their wealth and time responsibly.
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