Quarterly statistics for November 2010 showed that the unemployment number rose to 9.8 percent in the US. Although this figure has only risen by 0.2 percent on the last 2 quarters, the rate of citizens without a job has steadied at just beneath the 10 percent mark since the beginning of the global depression in late 2008, and subsequent job cuts through the first 6 months of 2009.

Although the unemployment rate and global economy are displaying signs of slow and steady growth, people are still finding it difficult to source and find employment. This is chiefly due to the fact that companies, cautious not to over commit their resources through a period of economic recovery, are looking to consolidate their numbers rather than grow and employ more staff.

Opportunity not Crisis

This situation has left more and more families financially stretched and looking for alternate ways to create revenue. In the months prior to Christmas, these concerns become even more pertinent as the balancing act between income and expenditure is an even more delicate activity. In these periods of financial pressure and hardship, where costs and inflation remained fixed while people’s income levels drop or diminish, the most positive course of action that an individual can adopt is to treat these issues as opportunities rather than moments of crisis.

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