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The Concept of Diminished Responsibility

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If you consider the intricacies of democratic government, then there is no doubting the size of the tasks that face officlals in the US and similar civilized societies. From attempting to represent their citizens in the most fair and balanced way to seeking to impart the principles of democracy on affiliate countries afflicted by war and by conflict, their resources are often stretched in an attempt to create a more functional world and individual societies within.

While their intentions are good, you can not help but question whether the same democratic principles that define them are also taken advantage of by certain factions of society. As the US government look to battle a range of financial and health issues, they must face up to two especially prevalent aspects of contemporary culture. Firstly, that they are unable to appease everyone in a country of such diverse cultures and requirements, and secondly that a consequence of liberal government is the diminishing of personal responsibility.

Changing Circumstance Through Education

To give an example of the inhospitable situation that democratic officials find themselves in, you need only address the range of social issues that currently blight local and global societies. As obesity, consumer debt and instances of violent crime have shown general levels of oncreae over the last 3 years, there has been intense pressure to create resolutions and move the country forward. However, there is often little done to question the individuals own responsibliltiy for their personal plight, leaving them largely absolved an any accountability.

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Where to Save Money in a Recovering Economy

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As the US and other western nations continue their recovery from the global recession, more and more citizens and consumers are looking for ways to save money. This ethos is employed in all areas of existence, from day to day expenditure through to sporadic and luxury spending. However, the core emphasis for frugal living relies on saving through regular and necessary consumer spending, rather than reducing the amount sourced and spent on luxurious items and experiences. Statistics show that all forms of consumer spending have risen between 2000 and 2009, and also that the inflated expenditure far exceeds rises in average income and salary.

For those on a tighter budget, there are many ways to save money on food, drink and other household necessities. Although these processes often involve consumers having to spend more time to find discounts and devise money saving strategies, the end result can be seen at the end of each month. By reducing expenditure, a household can in effect begin to save money and capital for future times of need and hardship. If periods of recession teach society one thing, it should be that when experiencing economic growth and prosperity, each citizen has a duty to spend responsibly and save money for periods of financial regression.

Saving on Weekly Expenditure

The most effective avenue to saving money is on day to day expenditures. By saving money on groceries, drink and household bills, a consumer can create the biggest possible excess in their residual income. With regards to food and drink, many consumers find that shopping online helps to both reduce overall cost and also wastage of unused items. This is because customers are able to peruse a supermarkets website at their leisure and calculate the outgoings throughout the process and even at the checkout stage. This means that they are able to adjust their list as they go along and not only be aware of every cent that they spend, but also make sure that what they purchase is required and necessary.

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Consumer Debt and Responsible Spending

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Statistics released by the Federal Reserve suggested that the level of consumer debt stabilized throughout 2009, amounting to an estimated sum of nearly $2.5 trillion. To help comprehend these figures, this amount equates a consumer of debt of just less than $8,100 for every single individual citizen in the US.

Despite showing signs of steadying, this level of consumer debt is still a sharp increase on the figures reported at the turn of the century. What is interesting is that despite the continuing growth in debt and financial burden, consumer spending continues to rise sharply and out of proportion to inflation.