The paths of economic recovery are often traversed with understandable caution. Although 2011 is promising to continue the positive trends in employment and job creation displayed at the close of 2010, there is still and underlying sense of apprehension amongst consumers and households. With this is mind, it is logical that many citizens and family units within the US are still keen to make financial savings where possible and also secure the best possible value for their hard earned money.
It should not necessarily follow that those in a relationship would be best placed to make financial savings, but the course of union can boast many economic benefits. From the pooling of income and resources to a diverse combination of money making skill sets, a romantic coalition or family unit may well be able to strive towards a shared goal or aspiration. As well as the benefits of boasting a wider strength and range of skills, tax legislation and legal documentation is often designed to support the concept of marriage in the US.
The Financial Truth for Married CouplesThere is much consternation about the financial benefits of marriage, and the marriage penalty that was first implemented in 1969 has caused many to believe that marriage or union is conducive only to financial loss. However, the fact remains that even before the government introduced legislation to tackle the effects of the marriage penalty in 2001, there are statistics to suggest that couples were still in a more favorable financial position than those of a single disposition.
The legislation that was implemented in 2001 to abolish the marriage penalty amongst most couples was indicative of the western trend for encouraging the family unit and marital harmony. This is seen by many as the ideal foundation for good behavioural trends and the core values required to become a contributing member of society. In an age where family values are becoming less apparent or glamorized through popular media resources, there was an unsurprising and particularly negative reaction to the suggestions that the penalty would be fully reinstated under Barack Obama’s presidency.
Throughout the 1990’s, reports suggested that 51 percent of married couples actually benefit from the previous incarnation of the marriage penalty. This prompted derision from supporters and detractors of the policy, with those who were in favor suggesting it should be amended and those who were in opposition campaigning for it to be scrapped entirely. Subsequently, the global conflicts and rise in violent crime that have afflicted western society have raised concern about the values and beliefs present in contemporary culture, creating a desire amongst citizens to see the concepts of family and marriage reinforced.
Alternative Benefits to Marriage and UnionOf course, tax and legal benefits are not the only advantages that marriage and union offers to individuals. Aside from assistance and encouragement of federal government, families are also able to draw on their own increased resources to enable earning and saving capacities. How effective these are is entirely down to how close the couple or family unit are, and their abilities to work together to achieve their goals and financial targets. It is a similar to the benefits of a partnership or business operating as opposed to an individual, so long as they are unified and universal in their desires.
A relevant example is saving and saving investments. It is common sense that a couple who are married or in a serious relationship would be able to pool their individual resources into a single account, and therefore benefit from shared endeavours. With an increased financial resource, the concepts of saving and saving investments could be potentially twice as lucrative and worthwhile as they would be otherwise. To ensure true success and financial reward, these savings need to be undertaken in harmony and as an entirely shared venture, as well as being invested responsibly and with due consideration.
In is also true that marriage and close personal union increase the diversity of skill and earning capacity in a family unit. If you consider a close relationship as two people represented by a single and unified entity, then in effect you have an increased portfolio of ability and ways to earn additional cash. This is especially true in the contemporary online age, where the Internet provides ample opportunities for individuals to raise additional funds for saving and investment purposed. In an instance where a couple are looking to source extra income, a combined and increased skill set is extremely pertinent.
Maximizing Financial PotentialIt should always be remembered that love remains the only sound notion on which to basis a romantic attachment, while maximizing financial saving and earning potential should be considered as a lucrative and resourceful benefit of such activity. Couples, whether married or in a long term relationship, have a duty to safeguard their financial future, as well as those of the children that will born into their family unit. By taking advantage of marriage friendly legislation and a combined pool of resources, couples should find themselves well placed to do exactly that.
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Hands down, Apple’s app store wins by a mile. It’s a huge selection of all sorts of apps vs a rather sad selection of a handful for Zune. Microsoft has plans, especially in the realm of games, but I’m not sure I’d want to bet on the future if this aspect is important to you. The iPod is a much better choice in that case.
This is getting a bit more subjective, but I much prefer the Zune Marketplace. The interface is colorful, has more flair, and some cool features like ‘Mixview’ that let you quickly see related albums, songs, or other users related to what you’re listening to. Clicking on one of those will center on that item, and another set of “neighbors” will come into view, allowing you to navigate around exploring by similar artists, songs, or users. Speaking of users, the Zune “Social” is also great fun, letting you find others with shared tastes and becoming friends with them. You then can listen to a playlist created based on an amalgamation of what all your friends are listening to, which is also enjoyable. Those concerned with privacy will be relieved to know you can prevent the public from seeing your personal listening habits if you so choose.
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